Last Updated: March 25, 2026
These Terms of Service ("Terms") govern your use of the website, services, and communications provided by Black Z Financial ("we," "us," or "our"), accessible at blackzfinancial.com.
By accessing our website, submitting any forms, or using our services, you agree to be bound by these Terms.
Legal Entity: Black Z Financial
EIN: 41-5114208
Location: 66 Flagler Street, Miami, FL 33130
Contact Email: [email protected]
Black Z Financial provides the following services:
Black Z Financial provides consulting services and is not a certified financial advisor. We do not guarantee specific credit outcomes, funding approvals, or loan amounts.
You must be at least 18 years of age and a legal resident of the United States to use our services.
Black Z Financial provides business consulting, credit education, and financial positioning services. When you opt in to receive text messages from us, you may receive messages related to consultation scheduling, appointment reminders, service updates, special offers, discounts, and educational content.
By checking the SMS consent checkbox on our forms, you provide your express written consent to receive text messages from Black Z Financial at the phone number you provided. Consent to receive text messages is not required as a condition of purchasing any goods or services.
You can cancel the SMS service at any time. Just text "STOP" to us. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again. If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at [email protected].
Carriers are not liable for delayed or undelivered messages.
As always, message and data rates may apply for any messages sent to you from us and to us from you. Message frequency may vary. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.
If you have any questions regarding privacy, please read our privacy policy: Privacy Policy.
Consultation fees and service pricing will be disclosed before you commit to any paid services. All applicable fees will be communicated clearly and agreed upon in advance.
Black Z Financial does not guarantee:
Results vary based on individual credit profiles and lender requirements.
All content on this website is the property of Black Z Financial and is protected by applicable intellectual property laws.
To the maximum extent permitted by law, Black Z Financial shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.
You agree to indemnify and hold harmless Black Z Financial and its officers, directors, employees, and agents from any claims arising from your use of our services or violation of these Terms.
These Terms shall be governed by and construed in accordance with the laws of the State of Florida.
We reserve the right to terminate or suspend your access to our services at any time, with or without cause.
We reserve the right to update these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date.
Black Z Financial
66 Flagler Street, Miami, FL 33130
Email: [email protected]
Website: blackzfinancial.com
© 2026 Black Z Financial. All rights reserved.