Compliance

SMS/Text Messaging Policy

Last Updated: March 26, 2026

This policy describes how Black Z Financial uses SMS/text messaging to communicate with clients and prospects who have provided consent.

Business Identity

Business Name: Black Z Financial

EIN: 41-5114208

Address: 66 Flagler Street, Miami, FL 33130

Email: [email protected]

Website: blackzfinancial.com

Black Z Financial provides business consulting, credit education, and financial positioning services. We use SMS/text messaging to communicate with clients and prospects who have opted in to receive messages from us.

How We Collect Consent

We collect SMS consent through opt-in forms on our website at blackzfinancial.com. When a user provides their phone number, they are presented with two separate, clearly labeled consent checkboxes:

Marketing Consent Checkbox

"I consent to receive marketing text messages, about special offers, discounts, and service updates, from Black Z Financial at the phone number provided. Message frequency may vary. Message & data rates may apply. Text HELP for assistance, reply STOP to opt out."

Non-Marketing Consent Checkbox

"I consent to receive non-marketing text messages from Black Z Financial about consultation scheduling, appointment reminders, and service updates. Message frequency may vary, message & data rates may apply. Text HELP for assistance, reply STOP to opt out."

Consent checkboxes are never pre-selected. Users must manually check each box they agree to.

Checking the consent boxes is always optional. Form submission is not conditional on SMS consent.

Consent to receive text messages is not a condition of purchasing any goods or services.

The phone number field on our forms is optional and clearly labeled as such.

Links to our Privacy Policy and Terms of Service are displayed in the footer of every form.

Types of Messages

Non-Marketing / Transactional Messages

These messages are sent to users who have opted in to non-marketing communications. They include:

  • Consultation scheduling confirmations
  • Appointment reminders
  • Service status updates
  • Document requests and follow-ups
  • Account-related notifications

Marketing / Promotional Messages

These messages are only sent to users who have separately opted in to marketing communications. They include:

  • Special offers and discounts
  • New service announcements
  • Educational content and resources
  • Service updates and improvements

Message Frequency & Data Rates

As always, message and data rates may apply for any messages sent to you from us and to us from you. Message frequency may vary. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

You may receive multiple messages per week during active service engagement. Marketing message frequency depends on current promotions and updates.

How to Opt Out

You can cancel the SMS service at any time. Just text "STOP" to us. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.

You may also opt out by contacting us directly at [email protected].

Help & Support

If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at [email protected].

Carrier Liability

Carriers are not liable for delayed or undelivered messages. Our SMS services are supported by major US carriers including AT&T, Verizon, T-Mobile, and others.

Privacy & Data Protection

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

We do not sell, rent, or trade your phone number or any SMS opt-in data.

For complete details on how we handle your personal information, please review our Privacy Policy.

Consent Not Required for Purchase

Consent to receive text messages is not a condition of purchasing any goods or services from Black Z Financial. You may use our consulting services, purchase educational materials, or book consultations without opting in to SMS communications.

Related Policies

Contact Us

Black Z Financial

66 Flagler Street, Miami, FL 33130

Email: [email protected]

Website: blackzfinancial.com

© 2026 Black Z Financial. All rights reserved.